Financial compatibility is crucial for couples planning to buy a home together. You need to be on the same page on short- and long-term goals, and to take a collaborative approach to problem solving. Do you and your sweetie have what it takes? Take our quiz to find out if you are a good money match.

Pick the best answer for your situation:

1. You use your personal savings to buy a $500 mountain bike. Your partner is…
  1. Surprised, but happy for me.
  2. Angry: S/he feels I should have other priorities.
  3. Unsurprised – I’ve been planning the purchase for a while now.
2. Your partner would describe your credit card use as:
  1. A mystery to them!
  2. Irresponsible, or alternatively, tight-fisted
  3. Responsible, or alternatively, concerning and in need of managing
3. Can you see yourself buying a home – the biggest investment of your life! – with this person?
  1. Sure! Why not?
  2. I hope so, but I wonder if we’d drive each other nuts…
  3. Yes, we’re making plans towards achieving this goal.
4. Have you seen one another’s credit reports?
  1. I think so. I can’t remember, actually.
  2. No, that’s private!
  3. Yes, they’re stapled together in our house-buying folder.
5. How did planning your last vacation go?
  1. No planning: One of us surprised the other with the trip!
  2. So stressful: I needed a vacation after that!
  3. Great! We had fun emailing suggestions back and forth.

If you picked mostly A’s: Mystery match

Shared goals—what are those?! You haven’t really discussed your financial goals and whether or not you figure’s in one another’s financial future. Want to buy a property together? Start communicating.

If you picked mostly B’s: Start the conversation

You have a high degree of financial conflict. It’s not that one of you is right and the other’s wrong, it’s just that you have very different financial values. Money can be a battleground for many couples, so start the conversation early in order to understand and work through any differences.

If you picked mostly C’s: Match made in money heaven

You’re on the same page as your partner, and you are both committed to shared financial goals. Keep up the good work!

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Achieve the homeownership dream sooner