Mortgages for Self-Employed with as little as 10% downpayment.

This program is designed for self-employed borrowers who are unable to provide traditional income verification but have a proven 2-year history of managing their credit and finances responsibly.

  • This three-digit number is surrounded by a lot of misconception and misunderstanding, we can help you better understand how your ‘credit score’ works.
  • Working for yourself offers many benefits: the pride of ownership, the creativity of entrepreneurship, the freedom to create your own work/life balance. But one downside has been the difficulty associated with qualifying for a mortgage, due to the income verification documentation required by traditional home loan guidelines. Genworth Canada offers…
  • Each time you pay a bill (for your credit card or for a monthly service such as your telephone or electricity), you are establishing a credit rating for yourself. A credit rating is a number or score that banks, mortgage companies, and other lending businesses use to assess your level…
  • Your credit score reflects your financial health. It is represented by a number determined by a mathematical formula. Your credit score helps determine if you are a risk to lenders. And good credit is very important to qualify for a loan. In addition to your ability to pay, a mortgage…
  • Cash-backed cards offer a way to build or rebuild credit scores
  • Being self-employed can sometimes make securing a mortgage trickier, but it’s not impossible...

Achieve the homeownership dream sooner