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HELPCHECKOUTGENWORTH.CA6GENWORTHCANADASPRING2O14YOUASKEDWEANSWEREDQWerealmostreadytobuyourfrsthomeButwherewillwefndthecashoralltherepairsourfxer-upperwillneedAHerearesixprogramsthatcanhelpyoubudgetortheprojectsthatllgetyourfrsthomeromhaspotentialtoperectstarter.SOURCECANADAREVENUEAGENCYPROGRAMGENWORTHHOMEBUYER95HOWITHELPSProvidestheopportunitytopurchasewithaslittleasfvepercentdownsoyoucanallocatesomeoyoursavingstowardsremodelling.Theprogramoerscompetitiveinterestratesandachoicebetweenafxedvariableoradjustablemortgagerate.PROGRAMGENWORTHNEWTOCANADAHOWITHELPSIyourearecentimmigrantyoucanalsosecureamortgagewithaslittleasfvepercentdown.Theprogramisavailableorupto60monthsaterarrivalinCanada.PROGRAMGENWORTHPURCHASEPLUSIMPROVEMENTSHOWITHELPSThisprogrammakesitpossibletostartrenovatingassoonasyoutakepossessionoyourproperty.Uponqualifcationyoucanaccessuptoourlenderadvancesonyourmortgagewiththeconvenienceojustonecombinedmortgagepaymenteachmonth.PROGRAMGENWORTHENERGY-EFFICIENTHOUSINGHOWITHELPSOvertimeGenworth-insuredmortgageholderssavemoneywhentheyrenovatetoenergy-efcientstandards.Potentialbeneftsincludea10percentrebateonthemortgageinsurancepremium.PROGRAMFIRST-TIMEHOMEBUYERSTAXCREDITHOWITHELPSThisederaltaxcreditoupto750orfrst-timebuyerscanhelpcoveradditionaleessuchaslandtransertaxes.PROGRAMHOMEBUYERSPLANHOWITHELPSThisprogramallowsyoutowithdrawupto25000romyourRegisteredRetirementSavingsPlantoputtowardsthepurchaseoyourfrsthome.Youthenhave15yearstopaytheamountbackintoyourRRSP.Byborrowingagainstretirementyoureesomeoyourbanksavingsorarainydayorleakyroorepair